What’s a Pre-approval and Why do I Need One to Buy a House?

You have probably seen some sort of letter in the mail stating that you’re “pre-approved” for something, whether it’s a loan, a car refinance, or a credit card.  Maybe you wanted to buy a house before and the Realtor asked … Continue reading What’s a Pre-approval and Why do I Need One to Buy a House?

Buying a Home in Louisville, KY: Step 2

As I see it, steps one and two in buying a home are interchangeable really, but I’m a Realtor, so I used “hire a good local Realtor” as step one.  As I also mentioned in step one, timing is everything.  After finding a home to purchase, the longest part of the process is generally the financing.  Just as there are a lot of moving parts in closing a real estate transaction, there are equally as many or more moving parts to a home loan approval.  It is for this reason I say step 2 to buying a home is find … Continue reading Buying a Home in Louisville, KY: Step 2

Buying a Home in Louisville, KY: Step 1

Buying a home is a lengthy process whether you are in Louisville or any other city.  Timing will directly affect how comfortable everyone is throughout the process.  There are a lot of moving parts to completing a home purchase, and for this reason you need someone that represents your interests and knows how everything works.  Step #1 is hire a good local Realtor. Most people already know multiple Realtors.  Whether or not you are comfortable using any of the Realtors that you know is a different story.  Everyone has their own reasons for why they would or would not use … Continue reading Buying a Home in Louisville, KY: Step 1